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Your Loan

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Lowest rates across the banks
and 20+ lenders

The smart way

to finance your next vehicle

Buying Options

From Dealership, Private to Private, Auction Vehicles, Car Sales Websites, Other

Finance Options

Loans, Leasing, Fully Maintained, Chattel Mortgages, Business or Personal Use, Novated Lease

Loan Amounts

$5,000 to $1m+

Repayment Amounts

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*Calculator Disclaimer: This loan repayment / calculator simulation is not an offer and has no legal effect on any contracts entered into by you ‘the client’, this simulation and the resulting calculations ‘DO NOT CONSTITUTE A LOAN APPLICATION or OFFER’. It is a rough guide only for ease in simulation. All interest rates displayed ‘are guides ONLY’, repayments as a result of this simulation have no legal offering, other benefits are based on a personalised application, credit worthiness and other assumptions do apply.

Loan Eligibility & Documents

 Are you eligible for a car loan?

To apply with Direct Loans Australia, you must:

Are over 18?

Have a current and valid driver’s licence?

Australian Resident?

Working fulltime, min 6mths

Earn over $30k per annum

Documentation needed for your loan?

100-point ID is needed and consists of a combination of the following

Current Australian Passport

Valid Australian Driver’s licence

Australian Medicare card

Current bank statement, confirming your name

Current payslip no older than 60 days

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Get the right rate – We achieve the very best possible interest rate

  • At Direct Loans Australia we only partner with Australia’s leading brands in automotive finance.
  • Our loan experts can instantly provide you with the lowest rate options available for your needs.
  • Get the lowest fixed or variable rate available – even access exclusive deals
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Get the right features – We ensure the right features of the loan to suite you

  • End to end service to incorporate all the loan features you want plus many you may not know about.
  • Save more by understanding lesser-known features such as daily balanced accounts, seasonal payments, establishment and account keeping fees.
  • Get add on features such as free roadside assistance and learn how to fund insurance requirements plus more.
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Get the right terms – We will negotiate for the terms and conditions that are favourable to you

  • Flexibility with repayment frequency, to ensure it suites your monthly budget.
  • Interest rates, that are fixed for the duration of your account and no penalties for additional payments.
  • Set your loan period up to 5 years with the ability to extend.

Ready to get Pre-Approved?

Get a decision in minutes with no risk to your credit score.