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Your Loan
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The smart way
to finance your next vehicle
Buying Options
From Dealership, Private to Private, Auction Vehicles, Car Sales Websites, Other
Finance Options
Loans, Leasing, Fully Maintained, Chattel Mortgages, Business or Personal Use, Novated Lease
Loan Amounts
$5,000 to $1m+
*Calculator Disclaimer: This loan repayment / calculator simulation is not an offer and has no legal effect on any contracts entered into by you ‘the client’, this simulation and the resulting calculations ‘DO NOT CONSTITUTE A LOAN APPLICATION or OFFER’. It is a rough guide only for ease in simulation. All interest rates displayed ‘are guides ONLY’, repayments as a result of this simulation have no legal offering, other benefits are based on a personalised application, credit worthiness and other assumptions do apply.
Loan Eligibility & Documents
Are you eligible for a car loan?
To apply with Direct Loans Australia, you must:
Are over 18?
Have a current and valid driver’s licence?
Australian Resident?
Working fulltime, min 6mths
Earn over $30k per annum
Documentation needed for your loan?
100-point ID is needed and consists of a combination of the following
Current Australian Passport
Valid Australian Driver’s licence
Australian Medicare card
Current bank statement, confirming your name
Current payslip no older than 60 days
Get the right rate – We achieve the very best possible interest rate
- At Direct Loans Australia we only partner with Australia’s leading brands in automotive finance.
- Our loan experts can instantly provide you with the lowest rate options available for your needs.
- Get the lowest fixed or variable rate available – even access exclusive deals
Get the right features – We ensure the right features of the loan to suite you
- End to end service to incorporate all the loan features you want plus many you may not know about.
- Save more by understanding lesser-known features such as daily balanced accounts, seasonal payments, establishment and account keeping fees.
- Get add on features such as free roadside assistance and learn how to fund insurance requirements plus more.
Get the right terms – We will negotiate for the terms and conditions that are favourable to you
- Flexibility with repayment frequency, to ensure it suites your monthly budget.
- Interest rates, that are fixed for the duration of your account and no penalties for additional payments.
- Set your loan period up to 5 years with the ability to extend.
Lowest rates across the banks
and 20+ lenders